650 12th St , Boulder, CO 80302, Boulder, Colorado, United States. - Hero Image
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650
12th St
Boulder | Colorado

Atoll Paradise

Private Reef

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Ryan McIntosh
Ryan McIntosh
Presented At
$5,900,000
Bedrooms
5
Bathrooms
6
Living
7,237
SQFT
Fireplace
Office
Washer Dryer
Laundry Room
Bar
Walk In Closet
Jacuzzi
Air Conditioning
Fitness Center / Gym
Basement
Garage
Garden
Balcony
Pool
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650 12th St , Boulder, CO 80302, Boulder, Colorado, United States. , Boulder , Colorado 80302

Exceptional Residence Steps From Chautauqua Park

Experience Boulder’s most coveted lifestyle in this exceptional residence, just steps from Chautauqua Park and Auditorium. Set on a generous half-acre lot with over 7,200 square feet, the home combines timeless design with modern updates, recently completed by Donohoe Builders, and interiors by Deidre Oliver of Oliver Designs. The main level welcomes with a marble foyer leading to an open, light-filled floor plan. At its heart, a chef’s kitchen features a striking white quartz waterfall island, Sub-Zero refrigeration, six-burner Wolf range, two Bosch dishwashers, and a built-in coffee-espresso maker. Adjacent spaces include a sitting room with sliding doors to the backyard, a stylish office with moss rock fireplace, a 5-person spa room with hot tub and outdoor shower, and a living and dining area with vaulted ceilings and wall-to-wall windows framing breathtaking Flatiron views. Upstairs, the primary suite offers a private deck, wood-burning fireplace, and luxurious bath with soaking tub, Carrera marble shower, dual walk-in closets, and laundry. A guest bedroom with adjacent full bath is ideal as a nursery, office, or overnight guest stay. The lower levels provide three additional bedrooms with walk-in closets, two shared full baths, a dedicated office with deck, media room, gym/recreation space, and flexible living areas with backyard access. Outdoors boasts mature landscaping, a flagstone patio, and multiple private decks. Thoughtful interior details like custom lighting, skylights, walnut and white marble flooring, plantation shutters, and Pella windows create an inviting, modern environment. With hiking trails, concerts, and community events just steps away, plus Pearl Street’s dining and shopping a minutes’ drive from home, this property offers a rare combination of sophistication, comfort, and connection to Boulder’s iconic natural and cultural lifestyle.

Property

3D Street View Tour

Map showing 650 12th St , Boulder, CO 80302, Boulder, Colorado, United States.

Property Location

650 12th St , Boulder, CO 80302, Boulder, Colorado, United States., Boulder Colorado

Local Weather & Climate

Boulder, Colorado

Current Conditions Updated recently
37 °F
Clear sky
Feels Like 30°F
Humidity 45%
Wind 10 mph
Visibility 6.2 mi
Sunrise 1:17 PM
Sunset 1:04 AM
5-Day Forecast
Thu 12 Mar
Clouds
High 62°
Low 37°
Fri 13 Mar
Clouds
High 64°
Low 47°
Sat 14 Mar
Clouds
High 68°
Low 48°
Sun 15 Mar
Clouds
High 63°
Low 29°
Mon 16 Mar
Clouds
High 46°
Low 24°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Boulder?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

$
%
$100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (United States)
$0 Est. First Year Interest Deduction
$0 Est. Annual Tax Savings
*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Ultra Luxury 564.6× median

Our perspective on current market conditions in Boulder. For informational purposes only — always consult a licensed real estate professional before making decisions.

Good Time to Buy
Market conditions favor buyers. Consider making a move.
74
Buyer Score
Prices are down 35.5% year-over-year
Homes are taking 77 days to sell - more time to negotiate
Homes selling 2.7% below asking price on average

Local Market Price Trends

Median home sale prices in Boulder, Colorado — ZIP code 80302 over the last 24 months. This shows how property values in this neighborhood have changed over time, helping you understand whether the market is appreciating, stable, or cooling.

This property is listed at $590,000,000
Area median: $1,045,000
-35.5% year-over-year (well below the 3.5% historical avg)

Market Competition

77 days
Days on Market
Above typical
97.3%
Sale-to-List Ratio
Below asking

Future Value & Wealth Building

Starting investment: $5,900,000 20% down ($1,180,000)

42.4 years
Double Your Investment
Based on current market trends, your property value could double
$2,897,955
10-Year Equity
Your potential equity after 10 years of payments and appreciation
$31,402
Monthly Investment
Estimated monthly mortgage payment (principal & interest)
$9,636,769
30-Year Wealth Potential
Total equity after full mortgage payoff with market appreciation
2.5x
Leverage Power
Your $1,180,000 down payment could grow to $2,897,955 in equity (10 yrs)
Investment Perspective
$ $ $
$1 → $1.18
Every dollar invested today could become $1.18 in 10 years
$100 → 118 $1,000 → $1,178
+$267
$267/day
Your home may appreciate while you sleep
$1,871/week $8,107/mo $97,285/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$189K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential -27% advantage over stocks
RENT 💸 -$3.2M
vs
OWN 📈 +$2.9M
$2.9M Potential Equity
vs $3.2M lost to rent over 10 years
$1.2M Down Payment Growth
2.5x
10yr
$2.9M
4.6x
20yr
$5.5M
8.2x
30yr
$9.6M
Wealth Comparison
×23
Equivalent to 23 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $9.6M
Time to Double Your Investment (accounting for market cycles)
60.5
years
Conservative
1.15% effective/yr
26.6
years
Optimistic
2.64% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $6.6M +12%
Market $6.9M +18%
Optimistic $7.7M +30%
$2.9M est. equity
20 Years
Conservative $7.4M +26%
Market $8.2M +39%
Optimistic $9.9M +68%
$5.5M est. equity
30 Years
Conservative $8.3M +41%
Market $9.6M +63%
Optimistic $12.9M +119%
$9.6M est. equity

Historical Market Context

How current appreciation compares to long-term averages

National Long-Term Average
4.27 %
1967 – 2024
57 years of U.S. home price data
Recent Decade Average
6.5 %
2014 – 2024
Post-recovery bull market
Opportunity Zone
Current 2.5% appreciation is below the national historical average. This market may offer value opportunities.

Projections account for historical market cycles (~12% corrections every 6 years). Effective annual growth after corrections: 1.6%. Market scenario reflects current 2.5% YoY trend from Redfin (Apr 2026). These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from U.S. Census Bureau, World Bank, Zillow, and Redfin | Market data updated Apr 2026

Neighborhood Demographics

ZIP 80302 • 2022 ACS Data

30,569 Population
Median Age: 24.0
$56,093 Median Income
Average
$1,065,500 Median Home Value
Rent: $1,709
76.0% College Graduates
Very High

Housing

Homeowners 36.4%
Renters 55.6%
Vacancy Rate 8.0%

Employment

4.4% Unemployment
32.2% Work From Home

Education Attainment (Age 25+)

High School+ 99.2%
Bachelor's+ 76.0%
Graduate+ 37.5%
Data from U.S. Census Bureau American Community Survey 2022

Frequently Asked Questions

Common questions about this property

This house at 650 12th St , Boulder, CO 80302, Boulder, Colorado, United States features 5 bedrooms with 7,237 square feet of living space.
This property offers 7,237 square feet of living space.
This property is listed at $590,000,000, which equals $81525 per square foot.
In Boulder, home prices have decreased 35.5% over the past year, homes typically sell within 77 days, it's currently a unknown. These market conditions can affect pricing strategies and negotiation opportunities.
Based on current market indicators, Boulder shows an active market. The market opportunity score is 74 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Boulder, Colorado. The property is situated in an established neighborhood with convenient access to local amenities and services.
Ryan McIntosh

Ryan McIntosh

LIV Sotheby's International Realty

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